Gemba is a banking infrastructure layer for non-banks. We empower businesses with fast, secure payments, seamless accounting integration, and fully integrated management solutions that naturally fit into your organisation’s workflow.
Dedicated account numbers and IBANs in key currencies including GBP, EUR, USD, CAD, CHF, and others, paired with competitive FX rates.

The Embedded Finance Paradox
Navigating the Trillion-Dollar Opportunity and Its Systemic Risks